Monday, April 30, 2007

Mobile Credit Card Processing

Revealed: The ‘ins And Outs’ Of Credit Card Processing
By Ian Canaway

If you have spent time browsing on the internet then I’m sure
you’ll appreciate the importance of being able to process
credit cards for businesses which operate online.

Having the ability to process credit cards allows the online
business to access and receive orders from a much larger
spectrum of possible clients. Credit card processing is one of
the main factors required for growing a successful internet
business,

This article will aid your understanding of credit card
processing and will cover the benefits of utilizing credit card
processing capabilities for your internet business and also the
procedures involved with implementing credit card processing
into online business systems.

So Why Is Credit Card Processing So Important?

Other than being able to accept credit card payments, which is
essential, credit card processing enables you to dramatically
increase the efficiency and effectiveness of your online
business as it allows you to automate almost all your payment
procedures as well as giving your customers an easy hassle free
transaction method.

Having credit card processing facilities for your online
business will make the whole buying experience for your
customers much simpler and straightforward. As it cuts out the
hassles of having to send checks or place orders by telephone,
all they do is simply enter in their credit card details and
voila, the system handles the order and processes the
transaction. It also saves you the problems and hassles of
having to handle checks and credit card orders, saving you
valuable time and money.

The biggest bonus of accepting credit cards is the fact that it
will enable you to automate virtually all of your online
transactions and as you will know an online business needs to
be able to operate 24 hours a day and 7 days a week, so
automation is key to success. Credit card processing
capabilities handle everything for you, so you don’t have to be
chained to your desk attending and monitoring everything.

So How Do You Get Started Credit Card Processing?

The most important requirement for credit card processing is to
have an online merchant account, which is a service you
subscribe to, to process the orders for you. There are a large
number of different merchant account providers out there which
cater for all kinds of businesses wanting to process credit
card orders. Many charge monthly fees while some charge one off
payments for their credit card processing services. However with
the likes of Paypal and the reported development of a Google
payment system, prices are sure to come down in the future.

However before you jump in a choose a credit card processing
service, shop around and don’t just go for the cheapest option
as good customer service, security and reliability are key for
any successful online business, so it should be one of your
main concerns while you grow and expand your internet business.

About the Author: For more information on credit card
processing and learn how to increase your profits using a
merchant account visit: http://www.1merchantaccount.info/

Source: http://www.isnare.com

Saturday, April 28, 2007

Mobile Credit Card Processing

Best Credit Card Processing Rates
By Shane Penrod

Everyone goes into business to make money, so why spend more of
your profits on expensive transaction fees, Website maintenance,
service agreements and high credit card processing rates? When
you take time to shop for the best deals, you can save quite a
bit of money that can be used to good purpose in other parts of
your business. Start shopping for the best credit card
processing rates and open a merchant account.

You will first need to find a reputable bank or credit union
that will agree to extend a merchant account to you for this
purpose. To get approved, you will need a solid credit history,
a reasonable business plan, and documentation to show that you
are able to manage the costs associated with credit card
processing rates. Typically, these include an installation fee
for credit card processing equipment, a monthly gateway fee for
your financial host, a transaction fee of a few cents per each
or an overall percentage total each month. You also may be
offered Website service that will entail a hosting fee, a
service contract cost, and a designer’s or updating service
fee. Be sure to carefully read the terms of any contract that
you receive. Never sign something that you don’t understand or
with which you cannot completely agree. Your company may have
to pay for a monthly minimum up to a certain number of
transactions, after which the balance for that month do not
require additional fees.

Credit card processing rates can vary by company or by
processor program. Some companies charge no installation fee,
while others require a one-time cost of a few hundred dollars,
depending on the program’s complexity. You may have to pay
between 15 and 25 cents per transaction, or you could opt to
pay a monthly percentage for the entire amount of business
generated by your credit card processing unit; this amount
often falls below 2%.

It is always a good idea to compare rates among competing
financial institutions. If you really like the services offered
by one merchant account company but prefer the lower rates of a
second company, tell the first one about the competitor’s lower
rates, and perhaps the first company will meet or beat the lower
cost in order to get your business. At first, you may want to
keep the customer’s interests in mind when shopping for credit
card processing rates. In other words, passing on the savings
of a particular program to your customers will keep them coming
back to do business with you. If your rates are too high or not
competitive enough, they may decide to take their business
elsewhere.

As you plan to set up your new credit card processing service
rates, it may help to let them know in advance that this
program is coming so they can prepare and perhaps even help to
get the word out to other potential customers. Then, after
installing your new credit card processor, you should not hear
complaints that anyone was blindsided or treated unfairly. If
someone does complain, politely remind them of the earlier
notices.

When you are ready to start processing credit card payments,
don’t be tempted to go for the option with the most features or
the most sophisticated set-up. Opt for a system that will best
suit your company needs and your customers’ interests, as well
as offering the best credit card processing rates.

About the Author: Shane Penrod is the founder of
Merchant-Account-Quotes.com Specializing in allowing merchants
the ability to shop and compare multiple quotes from national
merchant account providers. For free quotes on merchant account
rates and fees, please go to
http://www.merchant-account-quotes.com

Source: http://www.isnare.com

Friday, April 27, 2007

Mobile Credit Card Processing

Mobile Credit Card Processing Equipment
By Thomas Morva

In today's business environment, credit card processing equipment is an essential tool for completing an online transaction. Compared to traditional credit card processing services, mobile credit card processing ensures faster payment, increases overall sales and credibility, and saves a lot of money. A well maintained mobile credit card processing equipment is a must for such transactions. Mobile credit card machines are useful for those merchants who like to take their business to the customers. The functioning of a mobile credit card machine is simple. By swiping the customer's credit card through the mobile credit card processing equipment, all the transaction processes are done automatically in real time. When the merchant gets the authorization, a printed receipt is given to the customer.

Mobile credit card processing equipment helps in accepting payments through online credit cards as well as by telephone. With its state-of-the-art technology, mobile credit card processing equipment provides a secure payment gateway that enables fraud screening and also real time reporting of every transaction. For an online transaction, only a virtual terminal is needed. This enables you to get all the services through the Internet.

Mobile credit card processing equipment has certain added advantages when compared to traditional wireless merchant accounts. They include low monthly charges, low processing fee and no monthly minimum processing charge. Today, the wireless mobile credit card processing equipment is the latest in convenience and portability.

Many business concerns sign a contract with mobile credit card processing equipment companies for their services. These contracts might be for 2 to 5 years, a fact which is often unknown to the firm. Consequently, if a firm needs to terminate a contract, a cancellation fee is charged by these companies. So care should be while choosing the services of such companies.

Credit Card Processing provides detailed information on Credit Card Processing, Online Credit Card Processing, Credit Card Processing Software, Wireless Credit Card Processing and more. Credit Card Processing is affiliated with Wireless Credit Card Terminals.

Article Source: http://EzineArticles.com/?expert=Thomas_Morva
http://EzineArticles.com/?Mobile-Credit-Card-Processing-Equipment&id=353158

Wednesday, April 25, 2007

Mobile Credit Card Machines

Low Cost Credit Card Processing
By Thomas Morva

Low cost and efficient credit card processing is very important to the success of any online or offline business. Low cost credit card processing involves a cheaper means to accept credit card numbers, apply them to the merchant's account, and obtain payment from the creditor for the amount. A business?s success or failure depends on whether or not it accepts credit card orders.

Low cost credit card processing is indispensable to raise the profitability of your business. Many people waste considerable amounts of money on extravagant processing. Often, processing statements are so difficult to read that it is virtually impossible to estimate how much money you are actually paying. Low cost credit card processing helps you run a more successful business operation.

In the United States, the cost of credit card processing is about $10 to $20 (per month) in flat fees, plus a small percentage of your sales, known as a discount rate. The discount rate is as low as 1.69% for an offline business, while discount rate for mail order and online merchants is about 2.19%. Using a low cost credit card processing technique, the transaction fee averages only about 25 cents for all merchants.

Low cost credit card processing falls into three types. The first is using a virtual terminal that allows manual addition of mail. The second employs a simple integration technique that connects your website directly to the credit card and bank system. The third type uses an advanced mechanism for custom-linking your system to other more composite systems using a transaction gateway server.

Lots of card processing companies offer you reliable, low cost and comprehensive credit card processing. A reliable low cost credit card processing service uses modern encryption technology to ensure security.

Credit Card Processing provides detailed information on Credit Card Processing, Online Credit Card Processing, Credit Card Processing Software, Wireless Credit Card Processing and more. Credit Card Processing is affiliated with Wireless Credit Card Terminals.

Article Source: http://EzineArticles.com/?expert=Thomas_Morva
http://EzineArticles.com/?Low-Cost-Credit-Card-Processing&id=353157

Tuesday, April 17, 2007

Mobile Credit Card Processing

Credit Card Processing Services: Easy, Cheap And Necessary
By Joel Walsh

Your online business needs to accept credit cards. That’s true
whether your business is the next ebay or you’re just selling
your old collectibles on ebay. You’re simply holding your
business back if you don’t accept the payment method of choice
of the internet. Sadly, many people think they won’t qualify
for a new merchant account to accept credit cards, or that it
will be too expensive or complicated. That might have been true
a few years ago, but not anymore.

Why Anyone Can Accept Credit Cards

* Low cost. In the US, the cost of accepting credit cards is
around $10-$20/month in flat fees, plus a small percentage of
your sales, called a discount rate. For an offline business,
the discount rate is as low as 1.69% (lower for debit cards).
For an online business, discount rates are as low as 2.19%.
Yes, online businesses are considered riskier and therefore are
charged more. Still, 2.19% is much less than even many offline
businesses were paying just five years ago. Non-US business
will likely pay significantly more, but likely not more than a
few hundred dollars a month and maybe a 6% discount rate.
That's still a small price to pay to build a thriving online
business.

* No upfront fees. There are now merchant account providers
that charge nothing upfront–no application fee, no deposit.
(For US businesses only.)

* No minimum number of sales. If you sell nothing in a given
month, that's fine. Your account won't be cancelled so long as
you pay a small minimum fee in lieu of transactions (usually
around $25-$35/month).

* Low credit threshold. Believe it or not, qualifying for a
merchant account to accept credit card payments is easier than
qualifying for a credit card account. Even people who have a
bankruptcy on their credit report may qualify for a merchant
account (though they'll be in a more expensive higher-risk
category). The credit check only takes a few minutes. Just give
the representative your Social Security number or EIN and you're
done. For non-US businesses, the credit check might be a little
more in-depth, but not impossibly so.

Why You Need to Accept Credit Cards

1. Prestige. Admit it: you can't be a real business if you
don't take credit cards. At least, that's how the average
consumer or entrepreneur sees it.

2. Trust. Accepting credit cards means your name, address, and
social security numbers are on file somewhere with a bank, so
you're a lot less likely to be a crook. It also means that your
customers can dispute the transaction if you don't put out the
goods.

3. Sales. Online customers make the vast majority of their
purchases with a credit card. They are not going to change
their ways for you.

4. Western Union isn't enough. Bank wires offer very little
consumer protection, so no one trusts them for paying online.
Besides, most people have never used it before, and again,
they're not going to change their ways for you.

5. PayPal isn't enough. Some people simply don't trust it.
There are entire websites devoted to horror stories with
PayPal. Other prospective customers worry about having to set
up a PayPal account to make payment. Even a slight doubt is
enough to send many visitors to the "back" button. Don't leave
room for doubt.

Why Accepting Payments Online Is Easy

* Easy-to-use gateway websites. With most merchant accounts,
you get a login on a website of a "gateway" which lets you
manage your entire account with up-to-the-minute information.
It's very similar to online banking.

* Technical support. Most merchant account providers offer
telephone and email technical support to help you figure out
how to use your account, including how to integrate it with
your website. Tip: choose a provider with 24/7/365 technical
support over the phone–and that doesn't charge an additional
fee.

* Preconfigured shopping carts and web payment forms. You won't
have to do anything to your website if you opt to use a shopping
cart of payment form that's already been set up by your payment
processor. Just link to it from your website and you're done.

Why Applying to Accept Credit Cards Is Easy

* Online and telephone applications. You don't have to mail
anything.

* Fast. You can apply for a merchant account to accept credit
cards in the morning and be taking payments in the afternoon.

* No contract. Some credit card merchant account providers do
not require an annual contract (for US businesses). The
arrangement is strictly month-to-month. Of course, there are
still companies that will try to lock you into a year-long
contract, so be careful.

See how easy it is to take credit card payments? Don't wait any
longer. Apply for a credit card merchant gateway today. It's
easy to do, and your business needs it. Once you're taking
credit card payments, you won't be be just like a real
business–you will be a real business.

About the Author: Joel Walsh is owner of the website
http://UpMarketMerchant.com. Get more information about credit
card processing services: http://www.UpMarketMerchant.com
[Publish this article on your website! Requirements: 1. Live
link for above URL/web address. 2. Link anchor text: "credit
card processing services"]

Source: http://www.isnare.com

Monday, April 16, 2007

Mobile Credit Card Processing

Identity Theft - Who Is Using Your Credit Card?
By Joseph Kenny

Sometimes you get a shock when you open your credit card statement, and it's not just because of the phenomenal amount you spent on clothes last month. Occasionally there may be transactions on your credit card statement that don't look familiar. Sometimes this is a simple banking error, but it's worth paying attention, because you may be a victim of identity theft.

What Is Identity Theft?

Identity theft is the theft of personal information that can be used to identify individuals. It is closely related to identity fraud, which is the use of that information to obtain goods and services by deception. Identity fraud may also mean using that information to create a false identity.

Signs Of Identity Theft

Aside from the appearance of unrecognized transactions on your credit card or bank statements, other signs of identity theft are:

- Getting bills, invoices or receipts for goods or services you haven't ordered

- Getting turned down for a credit card or loan in spite of having a good credit rating

- Finding that a mobile phone contract has been set up in your name without your knowledge

- Receiving letters from solicitors or debt collectors for debts that you know nothing about

- Your post goes missing

- Someone seems to be messing with your rubbish bags

How Does Identity Theft Happen?

There are many ways in which identity fraudsters can get hold of your personal information. In some cases, this may be through theft of your wallet or purse, burglary of your home, or pilfering from your letterbox. Identity fraudsters look for personal information such as your name, address, date of birth and so on. These can help them to set up new identities and even fraudulent businesses.

Other ways of stealing your identity include:

- Diverting your post through a change of address form

- Hacking into your computer to get hold of private information

- Monitoring ATM transactions or using special machines to get your PIN number

Fraudsters who get hold of your personal information will find it easy to open bank accounts, get credit card, loans, passports, driving licences and benefits in your name. They are unlikely to be strict about making payments on time, so it is your credit rating that will be affected.

How To Protect Against Identity Theft

There are many ways to make it more difficult for identity fraudsters to get hold of your personal information. First of all, get a copy of your personal credit file from time to time. This is inexpensive and you will be able to see if anyone has applied for credit in your name.

Let banks and credit card companies know when you move house and get your mail redirected. This will make it more difficult for someone to steal your letters and identity. At the same time, it's worth checking that no-one is redirecting your mail without your consent.

Keep personal documents in a locked filing cabinet, safe or drawer or in a bank safety deposit box. Receipts should be shredded immediately if you don’t want them. Throwing them away makes it easy for fraudsters to get credit card numbers. If personal documents (passports, driving licences, credit cards, debit cards and so on) are lost or stolen report the loss immediately.

Finally, keep your PIN and your passwords secure. The fewer people who know about them, the less likely they are to get into the wrong hands.

Joe Kenny writes for the Card Guide, a UK credit card site, apply for a 0% balance transfer credit cards to clear your credit card debt today.

Visit today: http://www.cardguide.co.uk/

Article Source: http://EzineArticles.com/?expert=Joseph_Kenny
http://EzineArticles.com/?Identity-Theft---Who-Is-Using-Your-Credit-Card?&id=311692

Saturday, April 14, 2007

Mobile Credit Card Processing

Revealed: The Ins and Outs Of Credit Card Processing
By Ian Canaway

If you have spent time browsing on the internet then I’m sure you’ll appreciate the importance of being able to process credit cards for businesses which operate online.
Having the ability to process credit cards allows the online business to access and receive orders from a much larger spectrum of possible clients. Credit card processing is one of the main factors required for growing a successful internet business,

This article will aid your understanding of credit card processing and will cover the benefits of utilizing credit card processing capabilities for your internet business and also the procedures involved with implementing credit card processing into online business systems.

So Why Is Credit Card Processing So Important?

Other than being able to accept credit card payments, which is essential, credit card processing enables you to dramatically increase the efficiency and effectiveness of your online business as it allows you to automate almost all your payment procedures as well as giving your customers an easy hassle free transaction method.

Having credit card processing facilities for your online business will make the whole buying experience for your customers much simpler and straightforward. As it cuts out the hassles of having to send checks or place orders by telephone, all they do is simply enter in their credit card details and voila, the system handles the order and processes the transaction. It also saves you the problems and hassles of having to handle checks and credit card orders, saving you valuable time and money.

The biggest bonus of accepting credit cards is the fact that it will enable you to automate virtually all of your online transactions and as you will know an online business needs to be able to operate 24 hours a day and 7 days a week, so automation is key to success. Credit card processing capabilities handle everything for you, so you don’t have to be chained to your desk attending and monitoring everything.

So How Do You Get Started Credit Card Processing?

The most important requirement for credit card processing is to have an online merchant account, which is a service you subscribe to, to process the orders for you. There are a large number of different merchant account providers out there which cater for all kinds of businesses wanting to process credit card orders. Many charge monthly fees while some charge one off payments for their credit card processing services. However with the likes of Paypal and the reported development of a Google payment system, prices are sure to come down in the future.

However before you jump in a choose a credit card processing service, shop around and don’t just go for the cheapest option as good customer service, security and reliability are key for any successful online business, so it should be one of your main concerns while you grow and expand your internet business.

For more information on credit card processing and learn how to increase your profits using a merchant account visit: http://www.1merchantaccount.info/

Article Source: http://EzineArticles.com/?expert=Ian_Canaway
http://EzineArticles.com/?Revealed:-The-Ins-and-Outs-Of-Credit-Card-Processing&id=259115

Friday, April 13, 2007

Mobile Credit Card Processing

Mobile Credit Card Processing Equipment
By Thomas Morva

In today's business environment, credit card processing equipment is an essential tool for completing an online transaction. Compared to traditional credit card processing services, mobile credit card processing ensures faster payment, increases overall sales and credibility, and saves a lot of money. A well maintained mobile credit card processing equipment is a must for such transactions. Mobile credit card machines are useful for those merchants who like to take their business to the customers. The functioning of a mobile credit card machine is simple. By swiping the customer's credit card through the mobile credit card processing equipment, all the transaction processes are done automatically in real time. When the merchant gets the authorization, a printed receipt is given to the customer.

Mobile credit card processing equipment helps in accepting payments through online credit cards as well as by telephone. With its state-of-the-art technology, mobile credit card processing equipment provides a secure payment gateway that enables fraud screening and also real time reporting of every transaction. For an online transaction, only a virtual terminal is needed. This enables you to get all the services through the Internet.

Mobile credit card processing equipment has certain added advantages when compared to traditional wireless merchant accounts. They include low monthly charges, low processing fee and no monthly minimum processing charge. Today, the wireless mobile credit card processing equipment is the latest in convenience and portability.

Many business concerns sign a contract with mobile credit card processing equipment companies for their services. These contracts might be for 2 to 5 years, a fact which is often unknown to the firm. Consequently, if a firm needs to terminate a contract, a cancellation fee is charged by these companies. So care should be while choosing the services of such companies.

Credit Card Processing provides detailed information on Credit Card Processing, Online Credit Card Processing, Credit Card Processing Software, Wireless Credit Card Processing and more. Credit Card Processing is affiliated with Wireless Credit Card Terminals.

Article Source: http://EzineArticles.com/?expert=Thomas_Morva
http://EzineArticles.com/?Mobile-Credit-Card-Processing-Equipment&id=353158

Thursday, April 12, 2007

Mobile Credit Card Processing

Different Types of Documents & Information You Should Shred
By Andy Lawson

This day in age document security is becoming alarmingly important. As a business owner or manager it is essential to take the necessary steps to ensure the privacy and safety of your company's employees and their information. Identity theft in America has forced law makers to focus their efforts on thwarting thieves from stealing private information. One such law is the FACTA Disposal rule, which orders business owners to destroy any paper records that contain vital information.

Almost all businesses generate documents that are processed regularly. Such documents typically include contracts, agreements, purchase orders, memos, invoices and receipts that may contain sensitive information. Document security refers to procedures involved in effective storage and back up, processing, delivery and disposal of important documents. The recent legislation in the United States makes it mandatory for all business owners to dispose of important documents - which may include personal data or vital information - completely.

Useful and sensitive data can be displayed in documents and discs, tapes and CDs. Credit card solicitations, sent by credit card companies, also contain important personal details of prospective customers. Credit card solicitations are sent to customers whose names are included in lists purchased by the credit card companies from credit reporting agencies.

Identity thieves are always on the lookout for bank statements, ATM receipts, Credit card bills, Pre-approved credit card applications and other mail that can provide them with vital information. They in turn, use the information to create new fraudulent accounts. The records they look for usually include personal details like names, addresses, Social Security Numbers, driver's license details and so on. All of this information is sensitive and should be shredded without question.

It is important to employ proper methods to protect personal data and destroy important documents carefully before disposal. Identity thieves will go to any extent to obtain crucial information from large businesses. Most companies use shredders to destroy unwanted documents. In fact, there are several document shredding services that take care of all your unwanted official documents. You can even obtain a portable shredder for domestic use. It is crucial to destroy all your monthly bills, receipts and credit card statements regularly, to ensure that your personal data does not fall into the wrong hands.

Various machines are available in the market that can destroy CDs effectively, ensuring that the information contained cannot be re-accessed. These manually operated machines help to wipe out the data on CDs within a few seconds. A steel cylinder with a rough surface ensures that the data is properly eliminated from the disc.

It is important to destroy pre-approved credit card solicitations. You may receive them regularly, but you can choose to 'opt out' of the list sold by credit reporting agencies.

You should make sure that you check your banking and credit card accounts regularly, for any discrepancies or unauthorized usage. Avoid divulging your Social Security Number to strangers. Make sure that all your outgoing mail is deposited in a collection box authorized by the post office. Do not leave mail in your mailbox unattended for a long time.

Andy Lawson and Southland shredding, a California document shredding services company, work to prevent information security issues by providing collection centers and mobile shredding services for the secure document destruction needs of Southern California companies, government offices or individual privacy protection.

Article Source: http://EzineArticles.com/?expert=Andy_Lawson
http://EzineArticles.com/?Different-Types-of-Documents-and-Information-You-Should-Shred&id=464865

Wednesday, April 11, 2007

Mobile Credit Card Processing

12 Important Advantages of a Pre-paid Debit Card
By Aaron Brooks

The pre-paid debit card was an innovation introduced by credit card companies in the 1990s to facilitate people in the US who could not qualify to hold a credit card. A pre-paid debit card is just a secured credit card which offered an expenditure limit to the extent of cash that was held in deposit by the credit card company.

As a rule to begin with a pre-paid debit card holder is given a credit limit equivalent to the sum help as collateral. Once a solid credit history is established many card companies extend the credit limit to as much as 200% of the amount held in deposit. Furthermore, as the money is utilized further deposits can be made online, at ATMs, or over the phone.

Among the several advantages of pre-paid cards are the following:

1. Pre-paid debit cards have a wide merchant acceptance and so can be safely carried world wide.

2. Since you are charging transactions to money in deposit you will not have any worries about unpaid bills, debt, or bad credit scores.

3. A pre-paid debit card is issued to everyone and there is no credit check involved. The only criterion is that you need to be over 18 years old.

4. Using a pre-paid card to meet expenses means you save money that the bank charges you when you issue checks.

5. The balance on a pre-paid card can be topped up or enhanced from anywhere in the world. You can do the needful from an ATM, online, or even using a phone.

6. Using a pre-paid debit card means you never have to worry about ruining your credit report or rating. When you use the card you are not using an advance offered by the credit card company but the money you have deposited with them.

7. A pre-paid debit card can be safely used for recharging funds on your mobile phone, to buy groceries or petrol, on the net to pay for purchases, for making travel arrangements including tickets and hotel reservations, to transfer funds to family members or friends, and to withdraw cash from ATMs worldwide.

8. Pre-paid debit cards are ideal for children and employees as it limits the amounts they spend and you will receive detailed statements for the card use.

9. It is a convenience available for people who don’t have a bank account.

10. A pre-paid debit card can help rebuild your credit.

11. Pre-paid debit cards are risk free and even if they are stolen they will not run up a bill as they are protected by a pin number.

12. A pre-paid debit card can be carried safely all over the world even places where credit card theft is common. The pre-paid debit card gives you peace of mind while traveling.

The pre-paid debit card is a credit card that carries no debt and does not cause tensions. It enables you to get all the advantages of carrying a credit card and yet ensures that you live within your means. By using a pre-paid debit card you will never have to deal with interest payments, living beyond your means, or filing for bankruptcy.

Aaron Brooks is a freelance writer for http://www.1866creditcards.com/, the premier website to find information on Credit Card including topics on credit card market, credit cards, business card credit comparison, card credit processing, credit card reviews, credit card offers, card credit deals and more. He also freelances for the premier Hotels Site http://www.1866hotels.com

Article Source: http://EzineArticles.com/?expert=Aaron_Brooks
http://EzineArticles.com/?12-Important-Advantages-of-a-Pre-paid-Debit-Card&id=453819

Tuesday, April 10, 2007

Mobile Credit Card Processing

How To Choose A Safe And Efficient Credit Card Service
By Jim Saka

When you begin searching for a credit card service, there is much more to it than finding a reasonably priced service. While price is an important factor that should be considered, there are many other facets that separate a quality credit card service from a mediocre service. Features that should be considered include the customer service, their level of support, what they offer, and how safe the service truly is.

The first feature we will talk about is the customer service provided. Problems in credit card processing can and will occur. This becomes a strenuous time because it is not only affecting you, but also your entire downline. You want to make sure that the credit card service you select is there for you and is available to handle your needs.

Research is vital to determine how reliable the customer service is from your credit card service. Prior to joining, ask for customer referrals from current clients to get the truth. Don't be afraid to ask how quickly their calls are answered on average, and how long it takes to fix the problem. These are things that could affect you and your business in the future.

Along with customer service, make sure to research how well the customer support is. If you have a problem and your credit card service doesn't reply for a couple days, you will lose valuable business within that time. Check to see if the service offers staffed phones 24/7, and how reliable they are to meet your needs.

Another thing to consider is whether or not your credit card transaction service can offer secure ordering through SSL. SSL stands for secure sockets layer and is a widely-used web standard for security. If you already have a secure site then this is not a big deal for you. However, if you don't it is crucial that your service offers this because it is expensive and a pain in the butt to set it up yourself.

The last thing to consider when selecting an efficient credit card service is the legitimacy of the credit card service. Sadly, there are many con artists and scammers all over the internet trying to rip people off, which makes it all the more important that you know what you're getting into prior to agreeing to anything. The best ways to check the legitimacy is to contact the Better Business Bureau to check the company's status, and get a phone number and physical address if you find the service online.

Selecting a credit card service is crucial because this is what all your transactions for your business are going to go through. As long as you take your time and research in-depth before you commit to anything, you should have no problem selecting an efficient and trustworthy credit card transaction service.

Copyright (c) 2007 Jim Saka

For more information about Jim Saka or to find out how your business can can benefit from accepting credit cards online or at a place of business visit United Bank Card PS at http://www.unitedbankcardps.com

Article Source: http://EzineArticles.com/?expert=Jim_Saka
http://EzineArticles.com/?How-To-Choose-A-Safe-And-Efficient-Credit-Card-Service&id=404727

Monday, April 9, 2007

Mobile Credit Card Processing

Revealed: The Ins and Outs Of Credit Card Processing
By Ian Canaway

If you have spent time browsing on the internet then I’m sure you’ll appreciate the importance of being able to process credit cards for businesses which operate online.
Having the ability to process credit cards allows the online business to access and receive orders from a much larger spectrum of possible clients. Credit card processing is one of the main factors required for growing a successful internet business,

This article will aid your understanding of credit card processing and will cover the benefits of utilizing credit card processing capabilities for your internet business and also the procedures involved with implementing credit card processing into online business systems.

So Why Is Credit Card Processing So Important?

Other than being able to accept credit card payments, which is essential, credit card processing enables you to dramatically increase the efficiency and effectiveness of your online business as it allows you to automate almost all your payment procedures as well as giving your customers an easy hassle free transaction method.

Having credit card processing facilities for your online business will make the whole buying experience for your customers much simpler and straightforward. As it cuts out the hassles of having to send checks or place orders by telephone, all they do is simply enter in their credit card details and voila, the system handles the order and processes the transaction. It also saves you the problems and hassles of having to handle checks and credit card orders, saving you valuable time and money.

The biggest bonus of accepting credit cards is the fact that it will enable you to automate virtually all of your online transactions and as you will know an online business needs to be able to operate 24 hours a day and 7 days a week, so automation is key to success. Credit card processing capabilities handle everything for you, so you don’t have to be chained to your desk attending and monitoring everything.

So How Do You Get Started Credit Card Processing?

The most important requirement for credit card processing is to have an online merchant account, which is a service you subscribe to, to process the orders for you. There are a large number of different merchant account providers out there which cater for all kinds of businesses wanting to process credit card orders. Many charge monthly fees while some charge one off payments for their credit card processing services. However with the likes of Paypal and the reported development of a Google payment system, prices are sure to come down in the future.

However before you jump in a choose a credit card processing service, shop around and don’t just go for the cheapest option as good customer service, security and reliability are key for any successful online business, so it should be one of your main concerns while you grow and expand your internet business.

For more information on credit card processing and learn how to increase your profits using a merchant account visit: http://www.1merchantaccount.info/

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